Your Loan Closing

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Three days prior to closing you'll receive the closing disclosure, which outlines the terms of your home loan; closing costs; and any outstanding charges or fees. It's important for you to review the disclosure, sign it and return it to your broker quickly, since there's a mandatory three day waiting period after the signed disclosure is received by your broker before the official closing can take place. You should also anticipate doing a final walk-through before closing to ensure that any repairs previously agreed upon have been made, the seller has completely vacated the property and everything is as you expected. It's common that when purchasing a home, the contract allows you to do a final inspection of the property 24 hours before closing, Be prepared for unxpected things to come up in the final days before closing and ensure that you are staying in contact with your broker to prevent anything from delaying you being able to close on your loan.

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