4 Description(s)


  • What are your fees and how are the paid?
  • What lenders do you work with?
  • What sets you apart from other mortgage brokers or lenders?
  • What have your previous clients said about their experience working with you?

A mortgage broker is someone who brings borrowers and lenders together, but does not originate mortgages. A broker connects the borrowers with lenders that are the best fit for the borrower's financial situation and interest-rate needs. The mortgage broker is also responsible for gathering the paperwork from the borrower to send to the mortgage lender for underwriting and approval.

A mortgage broker works on a borrower’s behalf to find the lowest available mortgage rates and/or the best loan programs available through multiple lenders. In contrast, a loan officer at a bank offers programs and mortgage rates from their institution, which may not be the best fit for the borrower.

Mortgage brokers get paid commision by the lender and operate independently from mortgage lenders and banks. The commision they charge is either paid by you, the borrower or the lender. The commision is generally a small percentage of the loan amount, generally 1% and 2%.

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